Products
Factual Data is a leading provider of credit reports and verification products for mortgage lending professionals. Use our proprietary platform to help automate the lending workflow. Easy to read and available for customization, our data is compiled into functional formats—accessible from many LOS, POS, and AUS integrations.
Explore Our Products
Innovis tradeline data built into every credit report — with Innovis Early View screening, unlimited Innovis Refresh re-pulls and VendorView drilldowns at no added cost.
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One, two or tri-merge credit reports from TransUnion®, Experian® and Equifax® in an easy-to-read format.
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Automated monitoring and alerts on new borrower credit activity from application through closing.
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A soft-inquiry report robust enough for underwriting—no hard pull until closing, no trigger leads.
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Know up front if a consumer meets your credit thresholds with a fast, low-cost soft inquiry.
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Automate credit ordering around your own business rules, identity checks and credit attributes.
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LQI and Loan Quality Cross Check reports to verify credit one last time before closing.
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Start with a single-bureau report for GSE early assessment, then upgrade to a tri-merge when standards are met.
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Rapid rescores that expedite bureau updates—typically completed in 3–5 business days.
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Identity, application and property verification, undisclosed debt monitoring and flood zone determinations—delivered through the single-source DRIVE® platform and available alongside your Factual Data credit products.
Tell us about your lending process and we’ll recommend the right combination of reports and automation.